The term 'SMART CARDS' can be summarized by the five-letter crossword solution 'TAROT'. SMART CARDS are a type of plastic card with embedded integrated circuits that can be used to store and process data. They are commonly used for financial transactions, identification, and access control. Tarot CARDS are a type of card game that originated in the 15th century in Europe. The CARDS are used for divination and spiritual guidance, and each card has its own unique meaning.