The crossword solution for the term SHORT PANS is UGHS, which stands for 'Uniformed Group Health Services'. This is a type of health insurance plan that is offered to groups of people who are employed by the same organization. It is designed to provide coverage for medical expenses and other related costs. The plan typically covers a wide range of services, including doctor visits, hospital stays, prescription drugs, and more. It is usually less expensive than individual health insurance plans, making it an attractive option for employers and employees alike.