The crossword solutions for the term SETTLES, AS A DEBT are PAYS (4 letters) and REPAYS (6 letters). Paying a debt is an important part of financial responsibility. When someone pays a debt, they are settling it by providing the money that is owed. Repaying a debt is similar to paying a debt, but it implies that the debt has been paid in full and the person who owes the debt is no longer obligated to pay any more money.