The term 'SEIZED AUTO' refers to a vehicle that has been taken by a lender due to the owner's failure to make payments. The crossword solution for this term is 'REPO, ' which is short for repossession. Repossession is the legal process of taking back property that has been used as collateral for a loan. In the case of a seized auto, the lender has taken back the vehicle because the borrower has failed to make payments on the loan.