Safe harbors are HAVENS that provide protection from danger or difficulty. They are places of refuge and security, often used to refer to a place where people can go to seek shelter from the elements or from other people. The term 'safe harbor' is often used in the context of maritime law, where it refers to a port or harbor that provides a safe haven for ships and their crews. In the context of finance, a safe harbor is a legal provision that provides certain protections to companies from liability or other legal consequences.