The term 'READY TO SKINNY-DIP' is composed of four crossword solutions: NAKED (5 letters), BARE (4 letters), NUDE (4 letters), and AUNATUREL (9 letters). These words all refer to a state of undress, with NAKED being the most extreme and AUNATUREL being the least. Skinny-dipping is the act of swimming in a body of water while nude or nearly nude. Therefore, the phrase 'READY TO SKINNY-DIP' implies that someone is prepared to swim in a body of water while either completely or partially unclothed.