The term 'RAISES, SAY' can be solved by the four letter word 'BETS'. This term is used to describe a situation in which someone increases the stakes of a bet or wager. This could be done in a game of poker, for example, when a player raises the amount of money they are willing to bet on a particular hand. It could also be used in other forms of gambling, such as sports betting, where a person might raise the amount of money they are willing to risk on a particular outcome. In any case, the term 'RAISES, SAY' is used to describe a situation in which someone increases the stakes of a bet or wager.