The term PUB PAL is composed of two words, 'PUB' and 'PAL'. The first word, 'PUB', is an abbreviation for 'public house', which is a British term for a bar or tavern. The second word, 'PAL', is a slang term for a friend or companion. Together, the term PUB PAL can be interpreted as a friend who frequents bars or taverns. The crossword solution for this term is LAD, which is a British term for a young man or boy. Therefore, the crossword solution for PUB PAL is LAD, which can be interpreted as a young man who is a friend of someone who frequents bars or taverns.