Protect by insurance is a term used to describe the process of obtaining insurance coverage for an individual or business in order to protect them from financial losses due to unforeseen circumstances. Insurance coverage can be obtained through a variety of sources, such as private companies, government programs, or employers. The term 'COVER' is often used to refer to the process of obtaining insurance coverage, and it is typically done by providing proof of financial responsibility and paying a premium. By obtaining insurance coverage, individuals and businesses can protect themselves from financial losses due to unexpected events, such as natural disasters, accidents, or theft.