The term 'Problem to be Overcome' can be summed up as an OBSTACLE that needs to be addressed. The crossword solution for this term is 'OBSTACLE, ' which is defined as something that stands in the way of achieving a goal or completing a task. It could be a physical barrier, a mental block, or any other type of hindrance. In order to overcome a problem, one must first identify the OBSTACLE and then devise a plan to address it. This could involve finding a workaround, seeking help from others, or simply taking the time to think through the issue.