The term PRO FOLLOWER is composed of four words: TEM (3 letters), BONO (4 letters), FORMA (5 letters), and RATA (4 letters). TEM stands for Technical Evaluation Meeting, which is a meeting held to evaluate the technical aspects of a project. BONO is short for BONO Actuarial, which is a company that provides actuarial services. FORMA is an acronym for Financial Risk Management Analysis, which is a process used to identify and assess financial risks. Finally, RATA stands for Rate Adjustment Tax Act, which is a law that adjusts taxes based on the rate of inflation.