The term 'PRESSURES FOR PAYMENT' can be summarized as the act of demanding payment from someone. This is often done through a process called DUNS, which stands for Data Universal Numbering System. DUNS is a system used by the United States government to track and identify businesses. It is also used by credit bureaus and other organizations to assess the creditworthiness of businesses. By using DUNS, creditors can put pressure on businesses to pay their debts.