The term 'Present and Future' can be broken down into two crossword solutions: PAST (4 letters) and TENSES (6 letters). PAST is a word used to describe something that happened in the PAST, while TENSES refers to the different forms of a verb that are used to indicate when an action takes place. Together, these two words represent the idea of looking at both the present and the future. The present is what is happening now, while the future is what will happen in the future. By understanding the PAST and the different tenses of verbs, we can better understand the present and plan for the future.