The term 'POLICY AT A LADIES' CLUB' can be summarized as the set of rules and regulations that govern the behavior of members of a ladies' club. These policies are typically established by the club's board of directors and are designed to ensure that all members adhere to the same standards of conduct. The crossword solution for this term is 'NOMEN, ' which is a Latin word meaning 'NAME' or 'RULE.' This suggests that the policy at a ladies' club is named after the club itself, and is intended to provide a unified set of guidelines for all members.