The term PLAN FOR THE FUTURE can be broken down into three crossword solutions: KEOGH (5 letters), IRA (3 letters), and LOOKAHEAD (9 letters). KEOGH stands for a retirement plan that is available to self-employed individuals and unincorporated businesses. An IRA, or Individual Retirement Account, is a type of savings account that allows individuals to save for retirement with tax-free growth or on a tax-deferred basis. Lastly, LOOKAHEAD is an expression that encourages people to think about the future and plan accordingly.