The term 'PHYSICALS, FOR INSTANCE' can be summarized as EXAMS, which is a five-letter word. Physicals, for instance, are medical examinations that are conducted to assess the health of an individual. These EXAMS are usually conducted by a doctor or other healthcare professional and may include a variety of tests such as blood tests, urine tests, and physical examinations. The purpose of these EXAMS is to detect any potential health issues and to ensure that the individual is in good health.