The crossword solution for the term PHYSICAL, SAY is EXAM. An EXAM is a form of assessment used to measure a person's knowledge, skills, aptitude, physical fitness, or classification in many other topics. Exams are usually administered in a formal setting and often involve a written or practical test. Exams are used to assess a student's performance in school, college, or university courses, as well as to measure a person's qualifications for certain jobs.