Personal Belief is a concept that is based on an individual's OPINION, IDEA, and matter of OPINION. It is a subjective concept that is unique to each person and can be based on their values, experiences, and culture. OPINION is a view or judgement formed about something, while IDEA is a thought or suggestion as to a possible course of action. Matter of OPINION is a statement or belief that is open to debate or discussion. Personal Belief is a combination of these three elements, and is a reflection of an individual's personal values and beliefs.