The crossword solution for the term 'PENNIES, PERHAPS' is ANTES, which is a five-letter word. Antes is a Latin word meaning 'BEFORE' or 'in front of'. In poker, it refers to a forced bet made by all players BEFORE any cards are dealt. It is also used in other card games and board games as a way to increase the stakes of the game. In this context, 'pennies, perhaps' could refer to the small amount of money that is wagered in antes.