The crossword solution for the term 'Pearl Setting' is Oahu, which is a Hawaiian island. Oahu is the third largest of the Hawaiian Islands and is home to the state capital, Honolulu. It is also known as the 'Gathering Place' due to its diverse population and culture. The island is famous for its beautiful beaches, lush rainforests, and stunning mountain peaks. It is also home to Pearl Harbor, the site of the 1941 attack by the Japanese that led to the United States' entry into World War II.