The crossword solution for the term 'PAYS TO USE' is 'RENTS'. This term is used to describe a situation in which someone pays money to use something, such as a house or car. It is often used in the context of a landlord-tenant relationship, where the tenant pays rent to the landlord in exchange for the use of the property. In other contexts, it can refer to any situation in which someone pays money to use something, such as a gym membership or a subscription service.