The term 'PAYS FOR EVERYONE' can be summarized as 'TREATS' (6 letters). This term is often used to refer to a situation in which one person pays for the entire group, such as when someone takes their friends out to dinner and pays for everyone's meal. It can also be used to refer to a situation in which one person pays for something that benefits the entire group, such as when someone buys a group gift for a friend's birthday.