The term 'overly fearful' can be described by two crossword solutions: 'TIMID' (5 letters) and 'PARANOID' (8 letters). TIMID is defined as having a lack of courage or confidence, while PARANOID is defined as having an irrational fear or distrust of others. Both terms describe someone who is overly fearful, but in different ways. Timidity is characterized by a lack of courage or confidence, while paranoia is characterized by an irrational fear or distrust of others.