The term 'OVER TALK' can be solved by the five-letter word 'ORATE'. Oration is a form of public speaking, usually done in a formal setting. It is often used to deliver speeches, lectures, or sermons. Oration typically involves the use of rhetoric and persuasive language to make a point or to influence an audience. The term 'over talk' refers to talking too much or for too long, which can be seen as a negative trait in some contexts.