The term 'One Left Holding the Bag' is a phrase used to describe someone who is left with all the responsibility or blame for a situation. The crossword solutions for this term are 'TOTER' and 'CHUMP'. A 'TOTER' is someone who carries or transports something, while a 'CHUMP' is someone who is easily fooled or taken advantage of. Therefore, the phrase 'One Left Holding the Bag' can be interpreted as someone who has been tricked into taking on all the responsibility or blame for a situation.