The term 'not so chancy' can be summarized by two crossword solutions: 'safer' and 'surer'. The term 'not so chancy' implies that something is less risky or uncertain, and the two words 'safer' and 'surer' are synonyms for this concept. 'Safer' means to be protected from harm or danger, while 'surer' means to be more certain or reliable. Both words suggest that something is less risky or uncertain than it would be otherwise.