The crossword solution for the term 'NICE AND COZY' is SNUG, which is a four-letter word. The term 'nice and cozy' is often used to describe a comfortable and pleasant atmosphere. It can be used to describe a physical space, such as a room or house, or an emotional state, such as feeling content and relaxed. The word 'SNUG' is often used to describe a feeling of comfort and security, making it an appropriate solution for the term 'nice and cozy'.