New York Lake is a collective term for the various lakes located in the state of New York. One of these is Oneida, a 6-letter lake located in the central part of the state. Another is Seneca, a 6-letter lake located in the western part of the state. Saratoga is an 8-letter lake located in the eastern part of the state. Seeca is a 5-letter lake located in the northern part of the state, and Otsego is a 6-letter lake located in the southern part of the state.