A neck cloth is a type of clothing accessory worn around the neck. The most common neck cloths are kerchiefs, cravats, and scarves. A KERCHIEF is a square piece of fabric that is folded into a triangle and tied around the neck. A CRAVAT is a long, narrow piece of fabric that is tied around the neck in a bow or knot. A SCARF is a long, rectangular piece of fabric that is wrapped around the neck for warmth or fashion.