The term 'MONK'S ATTIRE' can be summarized as a garment worn by monks, which is a COWL with four letters. A COWL is a hooded garment that covers the head and shoulders, typically worn by religious figures such as monks. It is often made of wool or other heavy fabrics and is usually secured with a rope or cord. The COWL is an important part of the traditional monk's attire, and is often seen in religious paintings and sculptures.