The crossword solution for the term 'Lousy Deposits' is 'NITS'. NITS stands for 'No Interest Term Savings', which are savings accounts that do not offer any interest or other benefits. These types of accounts are typically used by people who want to save money but do not want to risk losing it in the stock market. They are also used by those who want to save money for a specific purpose, such as a down payment on a house or car.