The term 'Loch in Scotland' can be broken down into three crossword solutions: NESS (4 letters), EARN (4 letters), and Etive (5 letters). Loch NESS is the largest and most famous loch in Scotland, located in the Highlands of Scotland. The River EARN runs through the southern part of Perthshire and is a popular destination for salmon fishing. The River Etive is a short river in the Scottish Highlands that flows from the mountains of Glen Coe to the sea near Oban.