Like some accounts is a term used to describe various types of financial accounts. EYEWITNESS is an account that requires two or more people to sign off on any transactions. JOINT is an account that is shared between two or more people, with each person having equal access to the funds. ORAL is an account that is not written down or documented in any way. Padded is an account that has extra funds added to it to cover any potential losses. PAYABLE is an account that is owed money by another party. Numbered is an account that is identified by a unique number.