The term 'Kitty COAT' can be broken down into two words, 'FUR' and 'COAT'. The first word, 'FUR', is a three letter word that refers to the soft, thick hair of an animal, usually used to make clothing or other items. The second word, 'COAT', is a four letter word that refers to an outer garment worn for warmth or protection. Together, the two words form the phrase 'Kitty COAT', which is a type of COAT made from FUR, usually for cats.