The term 'KIND OF FLAT' can refer to three different types of dwellings: a condominium (5 letters), a coldwater flat (9 letters), and a one-bedroom flat (10 letters). A condominium is a type of housing where the individual units are owned by the occupants, but the common areas are jointly owned by all the unit owners. A coldwater flat is an apartment with no running hot water, usually found in older buildings. A one-bedroom flat is a self-contained residential unit that contains one bedroom, a living room, a kitchen, and a bathroom.