The term 'JUST SAY NO TO' can be summarized by two crossword solutions: REFUSE and ESCHEW. REFUSE means to deny or reject a request, while ESCHEW means to abstain from or avoid something. Both words are used to express the idea of not engaging in something, whether it be a request or an activity. This phrase is often used as a slogan to encourage people to make responsible decisions and to abstain from activities that could be harmful.