The crossword solution for the term 'It's Not To One's Credit' is DEBIT. The term 'DEBIT' is a financial term used to describe an accounting entry that either decreases assets or increases liabilities on a company's balance sheet. It is also used to refer to a payment method where funds are taken directly from a bank account. In this context, 'It's Not To One's Credit' means that the payment is not being credited to one's account, but rather is being debited from it.