The term 'It's Hard to Believe' can be broken down into four crossword solutions: YARN (4 letters), TALE (4 letters), TALLTALE (8 letters), and FARFETCHEDSTORY (15 letters). A YARN is a story, usually one that is made up or exaggerated. A TALE is a narrative, often a story with a moral lesson. A talltale is an exaggerated story, often with elements of fantasy. A farfetchedstory is an implausible story, one that is hard to believe.