The term 'It May Have a Cross to Bear' can be solved by the crossword solutions 'STEEPLE' (7 letters) and 'ALTAR' (5 letters). A STEEPLE is a tall, pointed structure that is usually found on top of a church or other religious building. It often has a cross on top of it, which is why it can be associated with the phrase 'It May Have a Cross to Bear'. An ALTAR is a raised platform or table used in religious ceremonies, and it is also often associated with a cross.