The term IT MAY BE STUBBED can be solved by the three letter word TOE. This phrase is often used to describe a situation where someone has been hurt or offended, and they are feeling resentful or bitter about it. It is also used to describe a situation where someone has been treated unfairly or unjustly. In either case, the phrase implies that the person is feeling a sense of injustice and is likely to remain angry about it for some time.