The crossword solution for the term 'IT KEEPS ITS HEAD ABOVE WATER' is BERG, which is a four-letter word. BERG is a German word meaning mountain or hill. It is also used to describe an iceberg, which is a large mass of ice that floats in the ocean. The phrase 'it keeps its head above water' is often used to describe someone or something that is able to stay afloat and remain successful despite difficult circumstances. Therefore, the crossword solution BERG can be interpreted as a metaphor for staying afloat and succeeding despite difficult times.