The term 'It Has Its Ups and Downs' can be summarized by the crossword solutions of SEESAW (6 letters), Yoyo (4 letters), Dow (3 letters), ELEVATOR (8 letters), Thedow (6 letters), Pogostick (9 letters), Elevatorcar (11 letters), and Rollercoaster (13 letters). These solutions all refer to objects or activities that involve going up and down, such as a SEESAW, yoyo, or rollercoaster. An ELEVATOR is an example of an object that moves up and down, while a pogostick is a toy that involves jumping up and down. Thedow is a combination of the words 'the' and 'dow, ' which is a reference to the stock market, which also has its ups and downs.