The crossword solutions for the term 'IS WORTH IT' are 'PAYS' and 'PAYSOFF'. The term 'IS WORTH IT' implies that something is beneficial or advantageous, and the two solutions reflect this idea. 'PAYS' is a verb meaning to give money in exchange for goods or services, suggesting that an investment of money can be beneficial. 'PAYSOFF' is a noun meaning the return on an investment, implying that the effort put into something can be rewarding.