The crossword solutions for the term IS APT (TO) are 'TENDS' and 'WOULD'. The term 'tends' means to take care of or look after something, while 'would' is used to express a wish or desire. Both words can be used to describe someone who is apt (to do something). For example, someone who is apt to take care of a garden would tend to it, and someone who is apt to learn a new language would express a desire to do so.