The term 'INSERT '@#$%!, '' SAY can be solved by the six-letter word CENSOR. Censoring is the practice of removing or obscuring parts of a text, image, or other media that are deemed inappropriate or offensive. It is often used to protect people from seeing or hearing offensive material, such as profanity, nudity, or violence. Censorship can also be used to protect intellectual property rights or to prevent the spread of false information.