The term 'in the red' is a phrase used to describe a situation in which a person or organization has spent more money than they have available, resulting in a negative balance. This phrase can be represented by the following crossword solutions: OWING (5 letters), overdrawn (9 letters), ASEA (4 letters), atsea (5 letters), and UNDER (5 letters). Each of these words can be used to describe a situation in which someone is in debt or has a negative balance.