The term HOME BUYER'S REQUEST can be summarized by the four-letter word LOAN. A LOAN is a type of financial agreement in which a borrower receives an amount of money from a lender, and agrees to pay it back with interest over a period of time. Home buyers often need to take out loans in order to purchase a home, as the cost of a home is usually too high for most people to pay in full. Therefore, a home buyer's request is typically a LOAN in order to finance their purchase.