The term 'Held Jointly' can be summarized as two or more parties sharing responsibility for something. This could refer to a financial arrangement, such as a loan or investment, or a legal agreement, such as a contract or partnership. The crossword solution 'Pooled' is a six-letter word that describes the act of combining resources or efforts in order to achieve a common goal. This could involve pooling money, time, or other resources in order to accomplish a task.