The term 'has the nerve' can be expressed in two different ways in a crossword puzzle. The first is 'dares' which is a five letter word meaning to have the courage or audacity to do something. The second is 'daresto' which is a seven letter word meaning to have the courage or audacity to do something despite the risk of failure or disapproval. Both words imply that someone has the nerve to take a risk and do something that may not be popular or accepted.