The term 'has the gumption' is an idiom that means to have the courage or confidence to do something. The two crossword solutions for this term are DARES (5 letters) and DARESTO (7 letters). DARES is a verb meaning to challenge someone to do something, while DARESTO is a verb meaning to have the courage to do something. Therefore, both words can be used to express the same sentiment of having the courage or confidence to do something.